ATHENS. Recorded successful 2025 a crisp summation successful citizens’ indebtedness to the state and security fundswhich reflects increasing unit connected household incomes and constricted ability to work obligations.
According to information ΑΑΔΕ (Independent Revenue Authority) and ΚΕΑΟ (Insurance Debt Collection Center), caller overdue debts to tax authorities successful 2025 reached 9.97 cardinal euroshaving accrued compared to 8.5 billion successful 2024 and 7.3 billion successful 2023.
The total magnitude of indebtedness to the tax medication exceeded 114.2 cardinal euros. Taking into relationship the amounts recognized arsenic uncollectible, the existent volume of overdue indebtedness is 79.18 cardinal euros.
At the aforesaid time, lone €5.26 billion are successful progressive restructuring programs, which corresponds to 6.65% from the existent magnitude of debt.
The indebtedness structure shows that the main portion falls on:
- tax obligations — 52.52 cardinal euros;
- fines — 17.59 cardinal euros;
- other obligations – 9.07 cardinal euros.
Among taxes, the largest stock is occupied by VAT — 24.79 cardinal euros (47.21%), followed by income tax (42.31%).
A akin trend is observed successful the security system. According to ΚΕΑΟoverdue obligations to funds person reached 51.32 cardinal euros by the extremity of 2025, expanding by €2.03 billion per year.
The fig of debtors amounted to 1,504,543 peoplewhich confirms the widespread quality of the problem.
The maturation of indebtedness is owed to the information that a important portion of citizens are not capable to screen existent expenses, while simultaneously accumulating caller obligations connected top of aged ones.
Against this background, there remains an imbalance betwixt the obligations of citizens and the state: overdue payments from the state to backstage individuals exceeded 3.9 cardinal eurosHowever, precedence is fixed to aboriginal repayment of outer debt.
Editorial comment
The maturation of indebtedness successful Greece is not an mishap oregon a “temporary glitch”, but the effect of a operation of respective factors: decline successful existent income, high tax burden And rising outgo of living. Households are really forced to take betwixt existent expenses and obligations to the state, and progressively this prime is not made successful favour of the latter.
In this case, the system works asymmetrically: when a national owes the statecollection mechanisms are launched, including the seizure of accounts and property. When the state owes the citizenpayment terms are extended, and work is blurred. This imbalance reinforces mistrust and demotivates information successful the ceremonial economy.
Further maturation successful indebtedness will pb to consolidation of debts and the gradual displacement of small debtors by larger obligations. It means growing unit connected the mediate people and small businesses, and an expanding fig of situations where assets – from existent property to businesses – are transferred to much established fiscal players.
This logic besides raises the question beneficiaries. Formally, the maturation of debts is not beneficial to anyone, but successful signifier debt load creates opportunities: for banks, funds and investors who whitethorn acquire distressed assets astatine a reduced cost. In some cases, this creates the feeling that the indebtedness spiral is becoming not lone an economic, but besides a redistributive mechanism.
Simply put: while some are trying to “live until adjacent month,” others get a accidental to bargain assets cheaper. And this is nary longer a theory – this is simply a exemplary that is being implemented successful practice.
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